Tobias Pfuetze studied East Asian Studies with a focus on business administration. Throughout his studies he engaged himself in entrepreneurship and business as head of Competence Center Banking & Finance in a student based consultancy firm and organized lecture series for CEOs from major German corporations including HIPP, Reiff, Wuerth, BrainLAB, StudiVZ etc. Tobias was also politically active and participated in Model United Nations in Beijing, Geneva and New York.
After graduation, Tobias started his own mobile payment company, which has since successfully raised two rounds of equity crowdfunding. From this experience, Tobias gained various knowledge in FinTech and entrepreneurship. He is currently working as a senior business consultant at Mediaman Shanghai, supporting his clients with solutions to complex digital challenges, as well as fundraising consultancy.
Pourquoi réglementer les FinTechs ? L’approche européenne consiste moins à brider ces startups qu’à leur ménager un accès au marché, en standardisant un certain nombre de spécifications techniques qui permettront à ces prestataires de services de paiement de se connecter aux systèmes d’informations des banques traditionnelles. Lesquelles ont du souci à se faire.
Regulating FinTech? Better say forcing their way into the market. Revolution ahead in the European banking business! Since the pressure on banks is high on different grounds, it is very likely that PSD II levels the field and FinTech will profit disproportionally over traditional payment stakeholders and potentially win the race.
Antoine Bouët & David Laborde
Senior Research Fellow, GREThA-University of Bordeaux and International Food Policy Research Institute (Washington, DC) & Senior Research Fellow, International Food Policy Research Institute
Professor, Collège de France, PSL Research University, Chair of Experimental Cognitive Psychology